Drawing of house, car and family with a umbrella protecting them

Umbrella Policies

Protect you and your home with InsuredBySharifi
516-336-7806

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Protect It All

Elevate your protection with our umbrella insurance expertise. Gain additional liability coverage that goes beyond your existing policies. Count on us for comprehensive solutions, personalized service, and the peace of mind that comes from knowing you have an extra layer of security.

Protecting
$
79.8
M
of Assets
Over
632
Active Umbrella Polices
Shopping
30
+
Insurance Providers

20+ Years of Connections

With over 20 years of experience, we boast extensive relationships with leading insurance companies, providing unparalleled coverage options and competitive rates.

30+ Insurance Partners

Every year, we shop your policies to secure the most up to date competitive rates in the market, ensuring affordability at its finest.

Risk Management Solutions

We go beyond just providing coverage by offering umbrella insurance policies to help you mitigate any potential risks. See if an umbrella policy is right for you!!

Personalized Polices

Our team of licensed insurance professionals are with you along the whole insurance process. We know that each umbrella policy is different, so we strive to ensure we find one that fits best for you.

Customer Testimonials

At Insured by Sharifi, we take pride in providing exceptional service and tailored insurance solutions to our valued clients. But don't just take our word for it - hear what our customers have to say about their experience with us

Sharifi Insurance is hands down the best insurance company out there. They really know their stuff and make sure you're taken care of. From the moment I reached out to them, they treated me like family. They offer all kinds of insurance like for your car, home, and business, and they made sure I had the perfect coverage for my needs. I can't recommend Sharifi Insurance enough. They truly go the extra mile to give you the best insurance experience ever.
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Michael
Google Review
Sharifi Risk Management is the best insurance brokerage company around. Justin is friendly, professional, and timely. He got me the BEST prices for my properties and car insurance! I highly recommend him to anyone looking to insure their assets with virtually any insurance company! His company is by far the best one to choose. You will not be disappointed.
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Ava Bherwani
Google Review
Had a really good experience buying my home and auto insurance from Sharifi Risk Management. They were able to shop the best price for me, explained all the coverages to me and was also very responsive when I needed to add a car to my policy. Highly recommend!
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Rohan Sundaran
Google Review
Before calling Sharifi Risk Management I had called about a dozen other insurance brokers and majority of them did not answer but the ones that did answer, never had the commercial agent in the office never got a call back or anything! When I called S.R.M a real person answered the phone within a few rings took all my information down and had provided a quote within 15 minutes. Best quote I received and my business was fully insured within 20 minutes of calling. Best New York insurance broker hands down!! Highly recommend!!
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Google Review

Great , fast response and efficient service. I had a wonderful experience and I would highly recommend this business to others.

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Baharak Rahimi
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Umbrella Polices

Unveil the power of umbrella insurance through our insightful section. Learn about its extended liability coverage and how it provides an extra layer of protection.

Umbrella Policy

Additional Layer of Protection:

Umbrella Policies provide an extra layer of liability protection beyond the limits of your underlying insurance policies, such as auto or homeowners insurance. It offers increased coverage to safeguard your assets and financial well-being in case of a lawsuit or claim.

Broad and Comprehensive Coverage:

Umbrella Policies offer broad coverage, including bodily injury, property damage, personal injury, and slander. They protect you from various liability risks that may arise from accidents or incidents involving you, your family members, or your property.

High Coverage Limits:

Umbrella Policies typically offer high coverage limits starting from $1 million and can go up to $10 million or more. These substantial limits ensure that you have ample protection to cover significant damages or legal expenses resulting from a liability claim.

Policy Requirements:

To qualify for an Umbrella Policy, you typically need to have specified minimum liability limits on your underlying policies, such as auto or homeowners insurance. These underlying policies act as the primary coverage, with the Umbrella Policy providing additional protection on top of them.

Exclusions and Limitations:

While Umbrella Policies offer broad coverage, it's important to review the policy to understand any exclusions or limitations. Common exclusions may include intentional acts, professional liabilities, and certain business-related activities.

Additional Resources

From comprehensive auto coverage to fulfilling all your business needs, discover expert tips and make informed decisions to ensure peace of mind. Explore our insightful blogs and additional informative resources for valuable insights and guidance.

Insurance Policy Limitations

Learn More

Understanding Umbrella Insurance

Learn More

Why a Broker?

Learn More

Importance of workers comp

Learn More

A Beginners Guide to Insurance

Learn More

Contact Us

Reach out to our dedicated team of insurance experts for personalized assistance and quick resolution of any questions or concerns.

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